Looking for the Best Mortgage?

Looking
for the
Best Mortgage?

Shop, Compare, Negotiate Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage—whether it’s a home purchase, a refinancing, or a home equity loan—is a
product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.

How To Keep A Tidier House With No Effort At All

Some of us are naturally untidy. We just can’t seem to help ourselves. We place our coffee mugs down on the corner table and forget to take them back to the kitchen. We come in the door, chuck our hat and coat on the nearest chair, and they never quite make it to the cupboard. There are millions of us living with houses that never look their best, with clothes, washing up and hoovering always needing doing.

Renting versus Buying

Nearly a full third of households are still renting. If you’re one of them, you could be paying a hefty price.

Before talking about purchasing a house, it’s important to note two things. First—and this is extremely important—the housing market is actually localized. So the outlook in your hometown may be different than another city across the state or on the other side of the country. Second, home prices are tied to employment. For example, if someone feels like their job is in jeopardy, it might be enough to stop them from making a move. So, if your local job market is feeling a pinch, the home prices in your area may be down as well.

Shopping Rates? Points you might consider.

Rate Shopping
Shopping for the best interest rate possible has always been the consumer’s primary objective when borrowing money. As well it should be! The challenge with this strategy is that there is much misleading information released on the subject by various media. Internet web sites and email marketing, along with other media such as radio, television and billboard advertising, have brought the importance of interest rates to the forefront of consumers’ minds.

Shopping Around

Shopping Around?

HERE’S THE INSIDE SCOOP ON HOW TO DO IT RIGHT!

First: make sure you are working with an experienced, professional loan officer. The largest

financial transaction of your life is far too important to place into the hands of someone who is

not capable of advising you properly and troubleshooting the issues that may arise along the

way. But how can you tell?

Here are FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY. IF THEY DO NOT KNOW THE ANSWERS…RUN…DON’T WALK… RUN…TO A LENDER THAT DOES!